If you do not have health insurance, then it can be difficult for you to afford your prescription drugs. There is no need for you to fret if your doctor prescribes a medication for you, and you are unable to afford the copay. There are patient-assistance programs that are available to people who have trouble paying for their drugs. These programs are often run by the pharmaceutical companies.
Every patient assistance program has its own unique requirements. Many programs require that people be within 100 percent of the federal poverty line. This is $22,050 for a family of four. It can also range to over 300 percent. Rich Sagall is the president of NeedyMeds. This is an organization that provides information to people who are unable to afford their medication.
Most of these programs require that people be a citizen of America or a legal resident. They are geared towards people who are uninsured. However, you may also be able to get help if you are underinsured. This means that you have insurance, but it is not enough to cover your medications.
Some companies will help people who have maximized their health insurance benefits. Other people get help with the Medicare Part D Program. However, if you are getting help from a government program, then you probably will not be eligible for the patient assistance program.
If you want to find out about the patience assistance programs, then you will need to visit NeedyMeds. Some programs require that you get in contact with your physician. You may also need to get another advocate in order to register you. If you are not able to get in touch with your physician or need help with the paperwork, then NeedyMeds can direct you to an advocate.
How the Program Works
If you are interested in applying for a program that is managed by the drug companies, then you will need to mail in an application. You will also need to send a letter that details your financial situation. The application that you need can typically be downloaded from the website.
The drug company will review your application in order to determine whether you are eligible for approval. If you are approved, then you can get a supply of the drug shipped directly to your home.
State assistance programs focus on helping who are elderly, disabled and people who are in financial need. Some state programs focus on helping people who have a certain health conditions. This includes things such as end-stage kidney disease and HIV. Many state assistance programs team up with Medicare. These programs are known as state pharmaceutical assistance programs.
Additional Resources That can Help You
American Society of Health-System Pharmacists
This organization is also known as ASHP. This organization directs you to patient-assistance programs. It also provides you with a list of frequently asked questions.
Partnership For Prescription Assistance
The website is known for PPA. It is sponsored by the Americas Pharmaceutical research companies. It not only helps people who are in need of prescription drug assistance, but there is also an online application wizard. You will be able to find information about patient assistance programs that you are eligible for.
This is a pharmaceutical information center that was created by the Volunteers in Health Care. It will provide you with a list of patient assistance programs.
The Patient Advocate Foundations Co-Pay Relief Program
If you have health insurance, but you are still are unable to afford the cost of your medications, then you contact The Patient Advocate Foundations Co-Pay Relief Program. This program gives financial assistance to people whose income falls within a certain range. In order to qualify for this program, you will need to be receiving treatments for a chronic condition. This includes autoimmune disorders and cancers. If you are having side effects due to a treatment, then you can also get help from this program.
Medicare Rights Center
If you have Medicare, then you can get help from the Medicare Rights Center. You will be able to get an independent source of health care information. This organization has been around since 1989. It is a non-profit organization with offices in Washington D.C. and New York.
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