New Social Security Payment Amounts with 2.5% COLA Increase: Expect More This 2025

Good news for Social Security beneficiaries—your payments are increasing in 2025!

Thanks to a 2.5% Cost of Living Adjustment (COLA), monthly benefits have gone up across the board.

Here’s a breakdown of the new payment amounts, according to the Social Security Administration (SSA).

 

New Social Security Benefit Amounts in 2025

1. Retired Workers

• All retirees: $1,976 (up from $1,927)
• Married couples (both receiving benefits): $3,089 (up from $3,014)
• Elderly widows/widowers: $1,832 (up from $1,788)

2. Families & Disability Benefits

• Widowed mother with two children: $3,761 (up from $3,669)
• Disabled worker, spouse & children: $2,826 (up from $2,757)
• All disabled workers: $1,580 (up from $1,542)

3. Supplemental Security Income (SSI)

• Individuals: $967
• Couples: $1,450
• Essential persons (those assisting SSI recipients): $484

Latest: Social Security Payment Schedule for February 2025: Here’s When You’ll Get Paid
 

Maximum Social Security Benefit by Age

The maximum monthly benefit depends on your retirement age:

• 62 years old: $2,831
• 65 years old: $3,374
• 66 years old: $3,795
• 67 years old: $4,043
• 70 years old or older: $5,108

If you're an SSDI and SSI recipient or you know someone who is, this is worth reading: Disability Benefits in February 2025: SSDI and SSI Payment Schedule

 

What This Means for You?

This COLA increase helps offset inflation, ensuring beneficiaries maintain their purchasing power.

COLA increased all Social Security payments by 2.5% in 2025, but this affects both average and maximum benefits differently.

To know more about what most people receive based on their work history and age, refer to this article: Social Security: February 2025 Payment Dates for Retirees

If you receive Social Security, check your updated payment amount through your My Social Security account.

Previous article: New Stimulus Checks 2025: Californians Affected by Wildfires May Be Eligible for $770 Payments

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